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Contract Surety Bonds, Placed With Your Insurance

Bidding public work in Georgia or the Southeast? We place your bid, performance and payment bonds through BettrBonds, and keep them lined up with your GL, workers comp and auto so the paperwork never holds up a job.

Call (912) 687-3445

Bid bonds

Required at submission on most public bids. Fast turnaround so you do not miss a bid date.

Performance & payment bonds

Required at award on public works. Typical program sizes from $500K to $10M projects.

Maintenance & warranty bonds

Closeout bonds that release retainage and satisfy owner warranty requirements.

License & permit bonds

Contractor license and permit bonds for GA, FL, SC, NC, TN and AL.

Why one agent for bonds and insurance

Sureties underwrite the whole company, including the insurance behind it. Public owners require certificates for both. When one agent handles both, you get one call, one set of financials, and no gaps between what the surety expects and what your policies say.

Tell us about your next bid.

Project size, owner, and bid date is enough to start. We will tell you quickly what is needed.

Request a bond quote   Free insurance risk review

Frequently Asked Questions

What bonds do contractors need on public work in Georgia?
Most public projects require a bid bond at submission, then performance and payment bonds at award. Georgia requires performance and payment bonds on public works contracts over $100,000 under O.C.G.A. § 36-91-70.
How much does a surety bond cost?
Bond premiums are a percentage of the contract amount, commonly in the 1% to 3% range for contractors with solid financials and credit. Final pricing depends on the surety, work-on-hand, and financial statements.
Can I get bonded if my credit or financials are thin?
Often yes. Smaller programs can start on personal credit and tax returns, and specialty sureties and SBA-guaranteed programs exist for newer contractors. Send the details and we will tell you honestly which route fits.
Why buy bonds and insurance from the same agent?
Sureties look at your GL, workers comp and auto when they underwrite you, and public owners require both. One person managing both means fewer gaps and faster certificates.
Sister brands: BettrBonds (contract surety) · Bettr Built (infrastructure construction) · Insurance Answers (Q&A library)